Believe it or not, over-the-counter brands like Carmex or ChapStick are on the list! Eye care Lip balms, scrubs, and treatments with SPF or with a medicated factor are likely eligible purchases under your health account. Similar to the skincare category, most lip products are only covered outside of the cosmetics realm. If you’re a fan of brands like Supergoop! or Neutrogena, you’re in luck because you can use your FSA toward their SPF products. Skincareĭid you know your HSA and FSA could be used toward sunscreens and certain SPF moisturizers? While cosmetics are not covered by FSA/HSA, skincare products like acne treatments, face washes, and spot creams may be eligible for reimbursement. Menstrual hygiene products like tampons, pads, menstrual cups, and period underwear are all eligible as well. Your FSA/HSA funds can be used for all kinds of medicine cabinet staples like pain relievers, fever-reducing medication, cough drops, bandages, and even heating pads. If you’re the type of person who likes to stock up on over-the-counter staples and everyday household health products, you may be missing out on the opportunity to use your FSA/HSA money for the basics.Īdvil? Tylenol? You name it. Parents traveling with a child who needs medical care or transportation expenses to visit a mentally ill dependent are eligible to request FSA/HSA reimbursement as well.įor a comprehensive look at IRS-approved travel expenses eligible for FSA/HSA reimbursement, read here. You may also request reimbursement for gas and oil, parking, and some lodging expenses for medical travel. The most common reimbursements are for bus, taxi, train, and plane fares, and ambulance services. But if a procedure or doctor’s visit requires you to travel, you may be eligible for transportation and lodging reimbursements through your health account. TravelĬan you use your FSA/HSA to purchase a roundtrip flight to your next vacation destination? Of course not. Choose from over 30 at-home lab tests like our Heart Health Test, HbA1c Test, or the Men’s Health Test and Women’s Health Test, and plan to bring your at-home lab test results to your next annual check-up. If you’re planning ahead and want to stock up before the deadline, use your leftover FSA funds to get ahead of next year’s unpredictable health costs. Choose from our list of FSA/HSA-eligible lab tests like Food Sensitivity Test, Indoor & Outdoor Allergy Test, or the Metabolism Test, to name a few. Who has time for waiting rooms or surprise bills? You should be able to check on your health wherever you want, whenever you want, and get access to actionable results you understand without breaking the bank. Our first HSA- and FSA-eligible favorite is a no-brainer: at-home lab tests from Everlywell. Here are 8 health product categories you didn’t know you could spend your leftover FSA or HSA funds on*: We’ve been digging and found some pretty surprising products and brands that are covered by your FSA/HSA account. If you’re scrambling to spend the rest of your FSA funds before the Decemdeadline or looking for an excuse to use your HSA to treat yourself to new health products, this guide is for you. However, there are a number of other categories that you can use your FSA/HSA money that you may have never thought of! Most people use their plans to cover costs like deductibles, copayments, prescriptions, and medical equipment (like crutches or bandages). In short, your FSA works similar to a prepaid gift card with an expiration date and your HSA as a debit card with no expiration date-both accounts have similar requirements for what you can or cannot purchase using your funds.

If you have an FSA (Flexible Spending Account) or HSA (Health Savings Account), you may know that these health accounts allow you to deposit and spend pre-tax money on out-of-pocket healthcare expenses. Among the stress and uncertainty of the COVID-19 pandemic and the upcoming whirlwind of the holidays, taking care of yourself and your health has never been more important.īut have you taken the time to treat yourself this year?

Something tells us you’ve been through a lot this year.

Hsa eligible expenses